Work it Out San Diego is a tactical guide to loan modification. Whether you are in the process of a loan modification, are overwhelmed with your options or nervous about internet scams, this book helps put you on the path to financial recovery.

All your questions answered:

Plan 1 – Negotiate lower payments

Loan Mod is the best option for everyone.

• “How do I know if I qualify with the new government programs?”
• “Can I just do it myself?”
• “I need help, I just don’t know who to trust.”
• “I paid someone to help me and its been months.”
• “How do I get the phone to stop ringing?”

Plan 2 – Get out from the useless debt and stress

Short Sale- the dignified way to walk away.

• “I’d move , but I can’t afford to now.  Hoiw long can I stay here before they foreclose.”
• “I would love to get out from under these payments and this debt, but I wish I could stay in my house.  Is this possible?”
• “I heard these take months and end up in foreclosure anyways.”
• “Why not just mail my keys in?”
• “How do I pick the right plan and people to help me?”